Hi Andy, and welcome to UCUK. I was the same as you when I joined - I had no mog. These things change though and if anything it's good to get some more experienced opinions of what you may be after before you actually part with your money. The lads here are very knowledgeable and should be able to help you with most of your questions.
Me on the other hand, well I'm new to this game so I'll sit back and read this rather than add my thoughts!